Work out the hourly rate, day rate and blended rate you need to charge as a freelancer or contractor โ after tax, business expenses and the admin time you can't bill for.
Enter your targets and the calculator updates instantly.
The rate you need to hit your target take-home.
Already have a rate in mind? See what it earns you.
Annual outcome at this rate and workload.
Start with the take-home income you actually want and work backwards to the rate that delivers it, instead of copying whatever the freelancer next to you charges.
A rate that ignores tax, software costs and unbillable admin time quietly leaves you underpaid. This calculator builds all three into the number.
See your required hourly rate, a matching day rate and the blended rate you truly earn across every working hour โ the number that tells you if the business stacks up.
Runs entirely in your browser with no login. Your figures are saved to your own device only, and you can export a PDF to share with an accountant.
The classic shortcut โ take the salary you want, divide by roughly 2,000 working hours a year, and call that your hourly rate โ badly undersells almost every freelancer. A salaried employee's 2,000 hours are all paid. A freelancer's aren't. You can't bill the hours spent pitching, invoicing, chasing payments, doing your books, upgrading skills or marketing. You also have no paid holidays, no sick leave, no employer pension contribution and no employer covering half your tax. On top of that you carry your own software, insurance and equipment costs.
Once you strip out unbillable time and layer tax and expenses back on, the honest figure is often 1.5 to 2.5 times that naive salary-divided-by-2000 number. That's not overcharging โ it's the rate that leaves you with the same take-home as the equivalent salaried role. This calculator does that maths for you so the gap is visible before you quote, not after a lean year.
Best for open-ended, variable or support work. You're paid for exactly what you do, but you carry the time-tracking burden and clients feel every extra hour.
Best for committed blocks of work such as contract days on-site. Simpler to quote and budget, and it discourages clients from nickel-and-diming your hours.
Best when scope is clear and you're efficient. Price it from your hourly rate ร estimated hours, add a buffer for revisions, and you get paid for value and speed rather than clock time.
This information is general in nature and does not constitute tax, accounting, or legal advice. Tax rules and rates vary by country and change over time.
Yes. The BizziKit Freelance Rate Calculator is completely free with no sign-up. It runs entirely in your browser and your figures are saved only to your own device using localStorage, never sent to a server.
Start with the take-home income you want, add your annual business expenses, then gross it up for tax to find the total revenue you must invoice. Divide that revenue by the number of hours you can actually bill in a year (billable hours per week x weeks worked). Because you cannot bill every working hour, factor in non-billable admin and marketing time so the rate covers it.
Most full-time freelancers realistically bill 20 to 30 hours in a typical week and take around 4 weeks off for holidays and sick days, so 48 working weeks is a common planning figure. Assuming you can bill all 40 hours of a week is the single biggest mistake in freelance pricing.
Hourly rates suit short, variable or ad-hoc tasks and make it easy to bill exactly what you work. Day rates suit larger blocks of committed work, are simpler to quote and protect you from constant small time-tracking. Many freelancers publish both, and increasingly quote fixed project prices derived from an underlying hourly rate for predictable scopes.
As a rough planning buffer many freelancers set aside 25 to 35 percent of their profit for income tax, and separately account for sales tax or GST where it applies. Your actual rate depends on your country, income level and deductions, so treat the tax buffer here as an estimate and confirm with an accountant or your tax authority.
Turn your rate into professional invoices with tax and payment tracking.
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