BizziKit vs Wave Accounting

Two free business tools, but very different approaches. Wave requires an account and stores your data in the cloud. BizziKit keeps everything local and private. See which is right for you.

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Quick Comparison

BizziKit

  • Price 100% Free
  • Account Required No
  • Data Storage Local (Private)
  • Offline Access Yes (PWA)
  • Payment Fees None
  • Invoicing Unlimited
  • Inventory Full System
  • PDF Tools Included
  • CRM Full Featured
VS

Wave

  • Price Free (with paid add-ons)
  • Account Required Yes
  • Data Storage Cloud (Third-party)
  • Offline Access No
  • Payment Fees 2.9% + 30¢
  • Invoicing Unlimited
  • Inventory Not included
  • PDF Tools Not included
  • CRM Basic only

Detailed Feature Comparison

Feature BizziKit Wave
Invoice Generator ✓ Unlimited, PDF export ✓ Unlimited
Expense Tracking ✓ With receipt OCR ✓ Included
Bank Connections ⚠ CSV import ✓ Direct connections
Payroll ⚠ HR suite (no payroll processing) ⚠ $20-40/month extra
Payment Processing ⚠ Manual (PayPal/bank info on invoice) ⚠ 2.9% + 30¢ per transaction
Inventory Management ✓ Full featured with barcode scanning ✗ Not included
PDF Editor & Merger ✓ Included ✗ Not included
QR Code Generator ✓ Included ✗ Not included
Business Card Generator ✓ Included ✗ Not included
Strategic Planning (SWOT) ✓ Included ✗ Not included
Offline Access ✓ Full PWA support ✗ Requires internet
Data Privacy ✓ 100% local storage ✗ Cloud-based
Account Required ✓ No signup needed ✗ Account required

When to Choose BizziKit Over Wave

Privacy Matters to You

Wave stores your financial data on their servers. BizziKit keeps everything in your browser's local storage — your data never leaves your device.

You Need Offline Access

BizziKit is a Progressive Web App. Install it on your device and access your business tools even without internet. Wave requires constant connectivity.

You Want More Than Accounting

Wave focuses on accounting. BizziKit gives you 20+ tools: inventory, PDF editor, QR codes, business cards, strategic planning, and more.

You Hate Signing Up

Wave requires creating an account with email verification. BizziKit works instantly — no signup, no email, no waiting.

Transaction Fees Add Up

Wave charges 2.9% + 30¢ per payment processed. If you process $10,000/month, that's $320+ in fees. BizziKit has zero transaction fees.

You Need Inventory Management

Wave doesn't offer inventory tracking. BizziKit has a full inventory system with barcode scanning, stock alerts, and movement history.

When Wave Might Be Better

You Need Direct Bank Connections

Wave connects directly to banks to import transactions automatically. BizziKit requires CSV import for bank statement data.

You Want Integrated Payments

Wave lets clients pay invoices online directly (for a fee). BizziKit invoices include your payment info for manual payment methods.

You Need Full Payroll

Wave offers payroll processing as a paid add-on. BizziKit has HR tools but not payroll processing with tax calculations.

Frequently Asked Questions

Is Wave really free like BizziKit?

Wave's core accounting and invoicing features are free, but they charge for payroll ($20-40/month) and payment processing (2.9% + 30¢ per transaction). BizziKit is 100% free with no paid features, upsells, or transaction fees.

Which is more private: Wave or BizziKit?

BizziKit is significantly more private. All your data stays in your browser's local storage — nothing is uploaded to external servers. Wave requires an account and stores your financial data in their cloud infrastructure.

Can I use BizziKit offline unlike Wave?

Yes! BizziKit is a Progressive Web App that works fully offline. Install it on your device and access all features without internet. Wave requires an active internet connection to access your data.

Does BizziKit have accounting reports like Wave?

BizziKit offers Profit & Loss statements, cash flow tracking, expense categorization, and financial dashboards. Wave has more traditional accounting reports like balance sheets. For most small businesses, BizziKit provides sufficient financial visibility.

Can I switch from Wave to BizziKit?

Yes, though there's no direct import. You can export your Wave data and manually set up your client list in BizziKit's CRM. Since BizziKit is free, you can use both side-by-side during the transition.

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